Karen King Group's Blog
3236 Boston Rd, Wilbraham, MA 01095
89 Paulding Rd, Ludlow, MA 01056
11 Wellfleet Dr, Wilbraham, MA 01095
For first-time homebuyers, going from property buyer to property owner may seem virtually impossible. Lucky for you, we're here to help you take the guesswork out of buying a home.
Now, let's take a look at three questions that every first-time homebuyer needs to consider:
1. What is my "dream" residence?
One first-time homebuyer's definition of a "dream" residence may differ from another's. As such, you should consider what you'd like to find in a dream house before you begin your real estate search.
Creating a checklist of "must-haves" and "wants" in your house often serves as a great starting point for first-time homebuyers. This checklist will enable homebuyers to consider what they'd like to find in a dream home and plan accordingly.
Also, it is important to establish realistic expectations before you kick off a home search.
Many terrific houses are available in cities and towns nationwide, but no home is likely to have every feature that you desire in a dream residence.
Therefore, if you establish realistic expectations for your home search, you can avoid potential let-downs as you explore a broad array of high-quality houses.
2. How will I pay for a home?
Getting pre-approved for a mortgage is vital for a first-time homebuyer, and for good reason. With pre-approval for a mortgage, you'll know what you can afford to spend on a home before you enter the real estate market.
Many banks and credit unions are happy to meet with you to discuss your mortgage options. These lenders can outline the differences between adjustable- and fixed-rate mortgages, help you assess your credit score and ensure you can make an informed mortgage decision.
Furthermore, lenders can answer any mortgage questions that you may have. They can help you evaluate your current financial situation and enable you to obtain a mortgage that won't force you to revamp your day-to-day budget.
3. How do I begin searching for a house?
Beginning a home search is easy, particularly for first-time homebuyers who work with expert real estate agents.
An expert real estate agent understands what it takes to find a wonderful house at a budget-friendly price. In fact, he or she will do everything possible to help you navigate the housing market quickly and effortlessly.
Typically, an expert real estate agent will keep you up to date about new homes as they become available, set up home showings and submit home offers on your behalf. This housing market professional also will offer honest, unbiased recommendations throughout the homebuying journey to help you select a house that matches or exceeds your expectations.
When it comes to exploring the housing market, there is no need to work alone. Fortunately, you can hire an expert real estate agent who can help you get the best results possible during the homebuying journey.
Want to acquire your first home? Use the aforementioned tips, and you can move one step closer to owning a top-notch house.
Putting a new mailbox up? Be sure to follow the official guidance from the U.S. Postal Service.®
Here are a few rules, tips, and suggestions to make your mail carrier's day a little smoother.
Putting Up a New Mailbox
USPS-approved mailboxes have Postmaster General (PMG) approval labels. Have your post office approve your mailbox plans if you're making your box. Its height should be 41-45 inches above the ground, and set 6-8 inches back from the curb. Your number should be clearly marked on the mailbox. It's helpful to number your home as well. If on a corner, mark your mailbox with your complete street address.
Switching to a wall-mounted box? Get your post office's go-ahead first. No PMG approval label is required. Just be sure the box can handle your normal volume of mail, including magazines. Place it in a spot that's visible and convenient for the carrier.
Tip: Think about your carrier (and the substitutes). If you put up wind chimes and garden lighting, hanging baskets and so forth, be mindful of the carrier's path.
Installing a Post for the Mailbox
A proper mailbox post is strong and stable, but will bend or fall if hit by a car. It's two inches in diameter if made of metal. It's four by four inches if made of wood.
Posts should be buried up to two feet deep. (Concrete-filled containers are not recommended.)
Tip: When inclement weather arrives, remember that your mail carrier needs a safe approach — free of mud, ice, or snow — to the mailbox or mail slot.
Best Practices for Door Slots
If the mail comes through a slot, be sure the opening is 7 by one and a half inches, or larger. The bottom of the slot must be thirty inches above the ground.
Is the slot horizontal? The flap should open upward, hinged at the top of the slot. If vertical, it must be hinged opposite of the door hinge side.
Tip: Be sure the opening is clear for the carrier to deliver your mail without struggling. There are approved inner shields for slots to use, rather than stuffing anything in the slot to insulate your place from a draft. Oh, and do you happen to have a cat? With claws? Be sure the cat isn't making a sport out of grabbing the mail or trying to catch the carrier's hand through the slot! Being mindful might not be a rule, but it's nice.
Creating Carrier-Friendly Neighborhoods
Sun, rain, snow, or wind... Mail carriers brave it all for us. Help your neighborhood stay carrier-friendly in return. Know the rules. Consider the mail from your carrier's point of view.